American Income

The first candidate for our examination will be American Income.

The company is quite well-known that is why will not stop on its profile detailed. Maybe a few words for those who may not have heard about it.

American Income American Income is a US-based life insurance company. American Income is licensed in 49 states, the District of Columbia, Canada, and New Zealand. Its subsidiary company, National Income Life Insurance Company, is licensed in the state of New York.

Now let’s read about the products offered by the company. As well as any other company who’s targeted at good profit, American Income has several Premium plans that are offered to the financially benefited. These products include:

 

• Whole & Term Life Insurance; 
• Accident & Hospital coverage; 
• Cancer coverage; 
• Critical Illness coverage; 
• Terminal Illness coverage; 
• Strike premium waivers;

• Layoff premium waivers. 

However, there is another option offered by the company to the rest (less well-off customers) - No-Cost Products available to families of labor unions, credit unions, associations, and other organizations:

• Group AD&D
• Family Information Guide
• Identity Theft Prevention Brochure

• Social Security Benefits Update.

If you an Individual without an organizational sponsor for coverage through AIL applies for life insurance, the following opportunities are still available:

• NO COST Partners Discount™ Program
• NO COST Child Safe Kit©

• Life & Supplemental Insurance.

By describing these options as NO COST, the company implies – huge discounts (up to 60%) on medicines and some medical services at a symbolic price of the policy per year.

NO COST Child Safe Kit© is a free kit which may help parents prevent their children to be in the list of those 800, 000 missing each year.

Among other Supplemental Insurance American Income offers accident policy, hospital indemnity, cancer protection, critical illnesses, and terminal illness rider.